Expert reveals how you can get a mortgage on PIP, DLA, UC and child benefits

Emma Jones is the managing director of When The Bank Says No mortgage and insurance brokers which focuses on helping people with complex situations secure finance for a home Emma Jones is the managing director of When The Bank Says No

A lot of people assume they won’t be able to get a mortgage if part, or even all, of t heir income comes from benefits – but that’s simply not the case. My mortgage broker firm When The Bank Says No gets approached by countless people on benefits who are fully expecting a “no” when it comes to a mortgage but are amazed when they get a “yes”. ‌

The important thing is knowing which lenders are more inclined to offer mortgages to people in receipt of benefits – whether that’s Personal Independence Payments (PIP), Disability Living Allowance (DLA)