- Defect rate increases from historic low as underwriting pressures, shifting borrower profiles and market volatility test lenders' quality control processes -

DENVER, Colo., Aug. 20, 2025 (SEND2PRESS NEWSWIRE) — ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, today announced the release of its quarterly ACES Mortgage QC Industry Trends Report covering the first quarter (Q1) of 2025. The latest report analyzes post-closing quality control data derived from ACES Quality Management & Control® software .

Notable findings from the Q1 2025 report include the following:

The overall critical defect rate rose 12.93% to 1.31%, ending a two-quarter improvement streak.

Income/Employment defect

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