About half of Americans (51%) say they regularly stress out about money, according to an April 2025 NerdWallet survey, conducted online by The Harris Poll.

That stress hits some groups of Americans harder than others. According to the survey, women are more likely to say they stress about money regularly than men (56% vs. 45%), and baby boomers (ages 61-79) are much less likely to stress about money than those in younger generations.

Factors that could be making Americans feel off-kilter include inflation, uncertainty over tariff policy and high housing costs.

If you’re among those regularly stressed out about money, here are six large and small ways to improve your financial well-being.

1. Keep tabs on where your money is going

How much are your core monthly expenses? What is your di

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