Heads, retirees lose with the upcoming Social Security COLA. Tails, they also lose.

Two months, give or take a few days. That's how much longer retirees must wait to find out how much their Social Security benefits will increase next year. But they can already get a sneak peek at the ballpark level to expect.

The Senior Citizens League (TSCL), a nonprofit organization that advocates for seniors, recently updated its projected 2026 Social Security cost-of-living adjustment (COLA) . Unfortunately, next year's COLA is shaping up to be a lose-lose scenario for retirees.

Losing scenario No. 1: The COLA isn't enough

Based on the latest data, TSCL estimates that the 2026 COLA will be 2.7%, higher than this year's increase of 2.5%. That might sound like good news to many retirees, but the CO

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