Pay Dirt is Slate’s money advice column. Have a question? Send it to Kristin and Ilyce here . (It’s anonymous!)

Dear Pay Dirt,

Hearing stories of my mom’s travels in the Air Force before she had me, it was my dream as a kid to see all seven continents before having my first child. In my 20s, I traveled frugally; a scholarship brought me to Europe and South America. I got engaged in Asia, honeymooned in Africa, and did a babymoon while six months pregnant in Australia on my husband’s work travel points. It all seemed doable until I found out that setting foot on Antarctica alone would cost at least $10,000—and far more if I want to go with my husband. We decided to defer the last continent until much later, but didn’t make any tangible plans.

Now I’ve noticed that Disney has

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