People unable to work due to a disability or health condition could add to their retirement fund.

Employment and Support Allowance (ESA) can offer financial assistance if claimants are finding it difficult to meet living costs or are attempting to re-enter the workforce. ESA can also contribute towards those aiming to claim the state pension upon retirement.

At present, there are two types of state pensions - the basic and new state pension - which are provided based on the claimant's birth date. The full basic state pension requires 30 years of National Insurance contributions, while the new state pension demands up to 35 years for a full claim.

Failing to make some of these contributions could mean you receive less in state pension payments; however, ESA can help fill this gap. In add

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