Increasingly, many people are turning to AI for answers when they have a question or could use some guidance. Given that finances are a major area where both questions and a need for advice can arise, it's no surprise that artificial intelligence is being faced with human financial queries.

A poll published by the credit bureau Experian in late 2024 found that already, 67% of Gen Zers and 62% of millennials are using AI to help with financial management in areas like saving and budgeting, investment planning and credit score improvement . Many people report having a positive experience, but there are still some caveats to keep in mind — and action steps you can take — in order to ensure you will have a profitable exchange with AI too.

How can AI help you in your financial life?

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