Getting the girl’s trip out of the group chat is an accomplishment — but then you realize you’re about to spend the entire vacation making nonstop financial decisions. Sure, you successfully made it to the beach and have a margarita in hand, but who’s putting the hotel rooms on their card? Are you splitting the bill at dinner? And who should everyone Venmo ?

On Aug. 17, Kim Brindell, the cofounder of an event-planning company in Australia, posted a TikTok about how she solved all these problems with one easy trick: a shared bank account with her group of friends. The six women put $20 AUD (about $12.80 USD) into the account every week leading up to their annual getaway, and then they use that money to pay for everything — the flights, hotels, groceries, dinners, etc. After saving

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