(StatePoint) Smart money decisions can give you a head start on the future you want!

Whether you’re newly graduated or well into your career, CERTIFIED FINANCIAL PLANNER ® professionals say you should make these five financial moves right now:

Create a budget. Research finds that 83% of Gen Z-ers and millennials have experienced regret about their spending decisions. Crafting a budget means making mindful choices about how you spend your money, which can eliminate financial stress. However, if the term “budget” fills you with dread, try calling it a “spending plan” instead. The important thing is to get started and find a process that works for you.

Build an emergency fund. According to the Federal Reserve Board, only 55% of Americans had three months’ worth of expenses in eme

See Full Page