Anyone earning under £100,000 has been warned to act because they could be owed THOUSANDS thanks to a HMRC perk. The Labour Party government 'Tax-Free Childcare' scheme offers up to £2,000 a year per child towards childcare costs.

That includes nurseries, childminders and even some holiday camps. But while 1.3 million families are eligible, around 800,000 aren't currently using this benefit.

To qualify, you (and your partner, if you have one) need to be working and each earn national minimum wage. To be eligible you'll need to earn the equivalent of 16 hours/week at the national minimum wage for your age group.

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You must also each earn £100,000 a year or less. This means if both partners earn £100,000 you can qual

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