They say you can’t choose your family, but you can choose to cut them out of your will . That’s what I say, at least, and I’ve decided to cut my nephew out of mine. I don’t like Colin. I never did. And I am certain that Colin feels the same way about me.

So it brings me a strange sense of joy to know that he won’t benefit from one single penny of my money when I’m gone. And though it makes me giddy, I’m also racked with guilt because Colin’s mum, my sister Tamara, is one of my best friends, and this decision could devastate her and lead her to believe that my problem is with her.

I have no children , which is probably why I’ve been able to accumulate a decent amount of savings now that I’m in my mid-50s. When I bought my flat about a decade ago, the first thing I did was schedule

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