This could be interesting news for Australian shoppers who are already making their Christmas laybys, planning ahead to spread out the cost of holiday purchases. With many families feeling the pinch of rising living expenses, layby options have become an increasingly popular way to manage budgets and ensure everyone gets something special under the tree, but there are other options.

Afterpay is now available on Amazon Australia, with flexible, interest-free payment options for millions of products. From tech gadgets and home essentials to fashion, beauty, and gifts, It’s a product that allows you to split payments into four instalments while taking advantage of Amazon’s fast delivery. However, while the convenience is notable, it’s worth considering both the advantages and potential drawb

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