SALT LAKE CITY — Kids are back in class, and your wallets may be feeling the pinch.

From lunchboxes to late fees, how’s your budget holding up? Personal finance expert and author Rachel Cruze shares how to keep back-to-school from breaking the bank.

“You just have to be proactive to know where I am shopping? And what am I buying? So I can stay within that budget,” Cruze said.

First step: make a game plan. Groceries are pricey right now, so cruise past the convenience and stick with the stores running the best weekly deals. Skip the prepackaged and pre-cut items, and keep meals simple.

And don’t forget the hidden costs of extracurriculars. Uniforms, gear, gas — it can add up quickly.

“Don’t keep up with the Joneses. Just cause everyone else is doing something, don’t feel like you have

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