Managing your personal finances can be complicated. Even for experts, refining a budget, paying off high-interest debt and saving for the future is a matter of trial and error. If you’ve ever made a financial mistake along your journey, know it’s very common — 74% of Americans say they have a financial regret, according to Bankrate’s new Financial Regrets Survey.

Although Americans are currently navigating a number of economic hurdles — including high tariffs, rising prices and sluggish hiring — the percentage of people who say they have a financial regret is actually down slightly from 77% in 2024.

“While a majority of Americans still admit to harboring some remorse over their past financial decisions, the decrease is a step in the right direction,” Bankrate Financial Analyst Stephen Ka

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