• Disney vacations can be expensive, but there are many ways to save money. • Families should look to visit during quieter seasons to score deals, cut costs, and dodge crowds. • On-site housing and Lightning Lanes can be worthy investments, but there are tourist traps.

Disney parks may feel like a magical bubble, but they aren't cheap.

"You get what you pay for," said Lucas Lozano, a Disney superfan who loves the parks.

However, Disney vacations don't have to cost a fortune. Business Insider spoke with two Disney-focused travel agents and three so-called "Disney adults" about how to make the most of the Magic Kingdom, even on a budget.

These five Disney aficionados shared everything from when to go, to what luxuries are worth the money — on-site housing and Lightning Lanes — and wh

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