The Brief

A WalletHub report finds 1 in 5 Americans aren’t fully honest when making a budget.

The study ranked states using 12 financial metrics like credit scores and debt ratios.

Hawaii, Washington, and Massachusetts lead the nation in budgeting habits.

WalletHub is out with a new report showing the states with the best and worst budgeters.

The survey found that one in five people admit they are not completely honest with themselves while creating a budget, raising concerns about how effectively households are tracking and controlling their spending.

In an effort to highlight where Americans excel at managing money—and where challenges remain—WalletHub conducted an analysis of all 50 states. The study evaluated 12 key financial metrics, including average credit scores, debt-to-inco

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