If you’re an avid traveller, chances are you have at least one travel credit card in your wallet already. No doubt you’ve received offers or seen ads for premium cards with tantalizing perks and benefits and a substantial welcome bonus paired with an equally substantial annual fee. You may be asking yourself, is it worth upgrading?

In recent months, some Canadian premium travel credit cards have seen welcome bonuses hit record highs as companies make a push to sign up Canadians consumers.

So if you’ve been considering a top-tier travel card, now is a great time to sign up. Which card you choose should largely depend on which benefits are most appealing to you and what minimum spend and annual fee you are comfortable with.

Summary of best travel credit cards

Best overall: American E

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