British Gas, EDF, EON, Ovo and Octopus customers have been told to think about getting homes in order as temperatures drop ahead of winter.

“Delaying essential home and car maintenance can lead to expensive and inconvenient repairs in the long-term, with existing problems made worse by wintry weather conditions,” says Hazel Johnson, director of personal lines home and motor claims at Aviva .

“It’s also important to have the right insurance in place, just in case you do need to claim because of unexpected events during the winter months,” she adds.

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“However, maintaining your car and home properly throughout the year is critical, as general wear and tear is excluded from most home and car insurance policies.”

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