Fundamentals like saving, spending, credit, debit and debt, should be taught early and often, so kids understand money as a concept before getting into the specifics of investing.

Young Canadians are increasingly interested in investing – even more so than previous generations.

A 2024 survey by TD Bank found that 68 per cent of Gen Z – those aged between 13 and 28 – are investing consistently on a yearly basis, the highest percentage across any age demographic. Other surveys suggest that Canadians are getting curious about investing even in the teen years: A 2023 survey from RBC and Leger found that 63 per cent of Canadians aged 13 to 17 planned to invest.

In Canada, people can’t open a tax-free savings account until the age of 18. Similarly, Canadians must be the age of majority in

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