Q: My mom is 86 years old and recently fell. She will recover, but needed surgery and some time in rehab. When she gets home, we will have her assisted by a home care company. The contract has language that protects them from various claims, and includes a hold harmless clause and for indemnity. Can they shield themselves from liability and put the risk on us?

W.C., Long Beach

A: Let me start by mentioning an excellent organization in Torrance known as H.E.L.P., which stands for Helping Elders Live Productively. The phone number is 310-533-1996. If they cannot guide you on the contract or suggest someone you can talk with about it, they likely have suggestions on in-home caretakers for you to consider (and thus comparatively shop).

As to your question, my review of various home care c

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