SALT LAKE CITY — College students will always face the expected challenges: the early mornings, stressful tests and homework. But an unexpected challenge will also always impact them — scams.

“In back-to-school season, we see an increased number of scams targeting students,” said Melanie Roller, Capital One’s Head of Retail Bank Fraud.

She said many scams target young people trying to save a buck in their studies.

So many schemes

There are scholarship scams, where fraudsters offer “guaranteed” scholarships — so long as college students pay an upfront fee. However, those scholarship funds are nonexistent.

Then there are companies offering student loan forgiveness that allow students to erase or reduce their loans quickly. But these scams are designed to charge high fees or to steal per

See Full Page