Evan Ullman for CheapInsurance.com

Auto insurance rates are stabilizing in 2025: Here’s how to save

After years of steep premium increases, 2025 is shaping up to be a turning point; rate hikes are finally slowing, and drivers are responding. Shopping and policy switching hit record levels in 2024 and remained elevated into 2025, per LexisNexis’ industry tracking , another sign consumers are actively seeking savings.

CheapInsurance.com discusses where rates are leveling off, what’s behind the shift, and how smart drivers can take advantage. Whether you're hunting for a better deal or trying to trim your current costs, knowing the trends and regional differences could help you save big this year.

Rate hikes cool in 2025, finally

After years of steep increases, auto insurance premiums

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