The official Social Security cost-of-living-adjustment, or COLA, announcement for 2026 is a month away.

But the latest projection, according to the Senior Citizens League , estimates that the COLA for 2026 would be 2.7%, an increase from the 2025 COLA .

Last year’s COLA was one of the lowest increases in years.

Here’s what you need to know about the latest projection and whether it will be accurate once the official COLA is announced.

What does the latest 2026 Social Security COLA estimate mean for you?

The latest Social Security COLA estimate for 2026 is 2.7%, according to the non-partisan Senior Citizens League .

It is 0.2% higher than last year’s increase, which was 2.5% and one of the lowest on record.

A 2.7% increase would raise the average monthly benefit for Social S

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