Starting in 2026, Oregonians won’t have to worry about unpaid medical bills ruining their credit or car dealers changing loan terms after they’ve driven off the lot.

That’s thanks to two of the new state laws that Gov. Tina Kotek, lawmakers and consumer advocates gathered in Salem to celebrate on Monday. A third measure that also takes effect in 2026 will require online sellers to proactively disclose fees before customers check out.

“No one who’s trying to just do the basics should be dealing with these types of barriers,” Kotek said. “And folks are struggling today. We know that the cost of living is up, people are having a hard time doing their household budgets, so we should do everything we can here in Oregon to protect folks, make things transparent, make things fair and help

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