NEW YORK (WABC) -- Have you noticed car insurance premiums going up?

There's been a whopping 26% increase over the last year and New York is in the top three highest premiums in the country.

In the first half of 2025 alone, rates jumped by over 8%.

That means on average nationwide, most people are paying $2,285 for maximum coverage.

7 On Your Side has tips on how to pump the brakes on higher premiums.

A lot of crashes, injuries and lawsuits have sent premiums soaring.

From flooding to wildfires, claims on car damage are at an all-time high.

Repairs, labor and parts are all pricey too.

To lower those premiums, start by shopping around to compare rates to other companies.

Then, call your provider and request a policy review.

You can increase your deductible and decrease any noness

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