Different ways to avoid the need for SR

Fausto Bucheli Jr. for CheapInsurance.com

Different ways to avoid the need for SR-22 insurance

Nobody wants to get an SR-22. It’s a costly requirement for high-risk drivers. Although it’s often referred to as SR-22 car insurance, it’s technically an insurance endorsement, not a standalone product. The SR-22 is a legal document that serves as proof of financial responsibility, verifying that you hold at least your state’s minimum required car insurance coverage, which includes bodily injury and property damage liability, among other requirements.

When you obtain an SR-22, you’re essentially paying for this verification. Your auto insurance company files this documentation with your state’s Department of Motor Vehicles (DMV) or equivalent agency, demonstrating your compliance with state l