Oregon health insurance premiums going up — but less than in other states

For more than 100,000 individuals in Oregon who buy their own health insurance policies but are not on Medicare, everything is in flux when it comes to the premiums they’ll need to pay next year.

Why? Because of changes stemming from the new federal administration and Congress in Washington, D.C.

Generally, it’s looking like Oregonians’ base premiums will go up less than in other states — and the same goes for small business policies and larger employer-based plans.

But many individuals’ real-life coverage costs could rise far more than the basic rates do. That’s due to a wild card that hasn’t been played yet. A portion of the federal subsidies offered through the state health insurance marketplace website are slated to expire, which is expected to cause 4 million people in the U.S. to