Have you ever used You Need a Budget (YNAB), one of the most popular budgeting apps around? YNAB uses a suite of tools that allow you to gain a clearer picture of where you’re spending your money and how much you owe. You can even assign a “job” to every dollar in your paycheck before you receive it to make sure that you stay on track with your financial goals.

While YNAB may be one of the oldest and most well-known personal financial management apps and you can tap into plenty of free and low-cost YNAB alternatives for both iPhone and Android. Consider installing one of our favorite YNAB alternatives. Table of Contents

Why YNAB May Not Be for You

What to Look for in an Alternative

Our Picks for the Best YNAB Alternatives

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Why YNAB May Not Be for You

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