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While there is a lot of uncertainty around the housing market in 2025, affordability still remains a top challenge for homebuyers – especially first-time home buyers who, according to a 2025 Bankrate survey, often cite the upfront costs of homeownership[1] as the biggest barrier to homeownership. And a 2023 study from LendingTree shows that while 39% of homebuyers nationwide use financial assistance[2], around 22% look to their friends and family for help vs. tapping into available local resources.

Joe Weise at Chase Home Lending , discusses how those in Indianapolis can access assistance programs and how they can address some of the upfront costs of homeownership.

What are my down payment assistance program options?

Down payment assistance programs aim to ma

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