Hyde New Homes properties are available now through Shared Ownership

Kingsley, 34, is buying this year with Hyde New Homes

“I’ve been living with my dad and saving hard. I put money into a Lifetime ISA and was able to build up a deposit. Buying a home outright down here just isn’t realistic unless you’re earning a lot more than I am right now but Shared Ownership has made this possible, particularly as the deposit amount for a full market value apartment would have been much higher.

“At first, I thought paying both rent and a mortgage didn’t make sense — I didn’t really get how the scheme worked, but once I spoke to a mortgage broker and had the affordability checks, I understood it. I realised Shared Ownership was actually a brilliant way for me to secure my first home. Buying off-plan

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