Social Security covers living expenses in only 10 states, study finds

A new analysis by Realtor.com has found that Social Security benefits alone are enough to cover living expenses in only 10 states.

Outside of those 10 states, retirees face deficits of thousands of dollars when relying solely on Social Security benefits.

Delaware tops the list with an annual surplus of $1,764, calculated by subtracting living costs from total Social Security payments.

Indiana and Arizona follow, both with a surplus of more than $1,000. Indiana’s surplus comes out at $1,392, while Arizona retirees’ surplus is $1,224.

The remaining states in the top 10 are Utah, South Carolina, West Virginia, Alabama, Nevada, Tennessee and Michigan. Michigan barely makes the list, with a $132 surplus.

On the other end of the spectrum, Vermont is the worst state for living on Social Se