By Redd Brown, Bloomberg News

Lisa Reich studied hard to become a forensic accountant. She worked in the field for eight years, and enjoyed interacting with her clients. But the divorce cases she often dealt with were becoming depressing.

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One day, she wandered into a local travel agency looking to book a trip and got chatting — they offered her a role as an independent contractor that day.

“I’m working half the hours and making quadruple my salary,” said

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