For many professionals in India, a high salary is seen as the ultimate financial goal. But Chartered Accountant Nitin Kaushik argues that cash flow, stability, and taxation matter more than headline salary numbers.

In an analysis shared on X (formerly Twitter), Kaushik wrote: "Everyone chases big salaries. Few chase real cash flow. Here's the truth." He compared a ₹30 lakh annual salary package with a ₹7 lakh annual dividend income. Advertisement

A ₹30 lakh per annum salary translates to about ₹2.5 lakh a month before taxes and deductions. After income tax, provident fund, and other statutory cuts, the take-home is closer to ₹1.7–1.8 lakh. While predictable, this income is directly tied to employment, equated monthly instalments (EMIs), and workplace pressures.

💡 Dividend vs Salary: W

See Full Page