Will interest rates on government post office small savings schemes , such as the Public Provident Fund (PPF), National Savings Certificate (NSC), and others, change? The question is on the minds of millions of customers who have parked their money in these small savings schemes. The Finance Ministry is scheduled to announce new rates for these schemes later today. The new interest rates will be applicable for the October-December 2025 quarter.

These small savings schemes can be divided into three types – social security schemes, savings certificates and postal deposits.

PPF, Senior Citizens’ Savings Scheme (SCSS) and Sukanya Samriddhi Yojana (SSY) are part of the social security portfolio. National Savings Certificate (NSC) and Kisan Vikas Patra (KVP) are two savings certificates.

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