• When my 20-year marriage ended, I realized how little I knew about our accounts and investments. • With the help of a financial planner and friend, I compiled key documents and set budgets. • I also re-entered the workforce after years of being a stay-at-home mom and made a retirement plan.

I was 49 years old when I bought my first car. I'd never had to do it before because, for the past 20 years, I'd had a husband for that.

He was in charge of insurance, investments, and big purchases, like phones and cars. Then, we split.

In the early months of our divorce, my lawyer handed me a worksheet, asking for my budget and an accounting of assets. I stared at it, frozen.

I knew we had a bank account because I wrote checks from it for household expenses. However, I didn't know how the mo

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