SALT LAKE CITY — What do your car, home and health care have in common?

Hopefully, they’re all covered by insurance.

Many hesitate to think about life insurance the same way.

“You can never factor out chance,” said 33-year-old Travis McRae. “Every time you leave your front door, every time you get into a car, there’s always a slight possibility of something happening.”

Although he is young, McRae secured his life insurance policy a couple of years ago.

“I actually lost my parents back in 2015, and I’ve kind of seen the good and the bad with life insurance,” said McRae. “Now I have my own family and two kids. It’s a no-brainer to get the insurance.”

According to the Life Insurance Marketing and Research Association (LIMRA), almost a quarter of Americans say they haven’t purchased

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