Despite three interest rate cuts this year, Australia's mortgage stress crisis remains stubbornly high, with new research revealing nearly 1.5 million homeowners are still "At Risk" of falling behind on payments.

Roy Morgan's latest data, released yesterday , shows a staggering 27.9 per cent of mortgage holders—or 1,423,000 Australians—were considered "At Risk" of mortgage stress in the three months to August 2025.

This figure has barely budged, down a mere 0.5 percentage points since June, and has been stuck above 25 per cent for over two-and-a-half years, despite three rate cuts earlier this year.

The concerning statistics landed on the same day the Reserve Bank of Australia opted to hold the official cash rate steady at 3.6 percent, dimming hopes for a swift return to fin

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