A government shutdown on Wednesday could have the potential to disrupt a multitude of federal activities — but people with student loans are expected to continue making their repayments, according to the U.S. Department of Education.

People with student loans "will still be required to make payments on their outstanding student debt," the Education Department said in a Sept. 28 contingency plan for an Oct. 1 federal shutdown.

While loans are still due for repayment, it could be hard to reach someone at the Education Department if a problem arises, given that most of its employees are scheduled to be furloughed in the event of a shutdown, said Persis Yu, managing counsel at Protect Borrowers, an advocacy group for people with student loans.

"Student loan borrowers will still need t

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