A person with ₹ 50 lakh annual salary, a BMW, a Gurgaon flat, and International vacations might sound like a success story; but this image of “rich on paper” often means “broke in reality", shared Priya Jain, a Sebi-registered research analyst, taking inspiration from her daily encounters.

In a LinkedIn post, Jain explained how extravagant lifestyles and a lack of financial planning can lead to debt traps that plague high-earning professionals in India.

Instagram life vs bank account reality

The case highlights the life of a character named Priya who works as a software engineer, drives a BMW, which she bought on EMI and owns an apartment in Gurgaon with a ₹ 40 lakh loan.

This person also maintains an active online presence, complete with Dubai vacation posts and over 10,000 Linked

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