The world today is filled with uncertainties — wars, trade disputes, and constant market shocks. For investors, this flood of news makes it challenging to remain rational. While investment decisions should ideally be made on fundamentals, biases and emotions often play a role. Against this backdrop, short-term investments for goals such as travel or planned expenses become particularly relevant. Advertisement

SEBI-registered research analyst Rahul Jain, in a recent podcast, outlined five investment options for those looking to deploy around Rs 3 lakh for a short-term horizon of six months to one year. Each option comes with its own mix of risks, returns, and suitability.

1. Savings Bank Account

The “lazy option,” as Jain calls it, is leaving funds idle in a savings account. The returns

See Full Page