Gold continues to be a preferred safe-haven asset for Indian investors, but the mode of investment — Exchange Traded Funds (ETFs) versus Gold Mutual Funds — can make a significant difference in returns, costs, and convenience. In a recent post on X (formerly Twitter), CA Nitin Kaushik broke down the pros and cons of both investment vehicles, highlighting what investors should consider in 2025. Advertisement
Structure and sccess
Gold ETFs are traded on stock exchanges, requiring a demat and trading account. They offer real-time pricing and intra-day liquidity, with lower expense ratios (around 0.5-1%). However, brokerage charges and bid-ask spreads apply.
Gold Mutual Funds, on the other hand, do not require a demat account. Investors can start with SIPs as low as ₹500 per month. NAVs u