Spouses of problem gamblers, financial counselors say, are often surprised at the depth of financial trouble their partners have gotten their family into. fizkes/iStockphoto/Getty Images

No matter how much they may love their families, gambling addicts can pose direct financial harm to them.

That harm might range from never repaying loans to stealing their spouse’s and children’s identities to access more credit. It could involve emptying joint bank accounts and college funds, or tapping home equity. It could mean getting into trouble with the IRS and facing the prospect of wage garnishment or property liens. Or it could lead to stealing money at work to pay gambling debts and then losing their job, reducing the family’s income.

Whatever the scenario, it’s often the problem gamblers’

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