New Delhi: Loan frauds and identity thefts are on the rise, and one of the biggest risks is someone taking a loan in your name using your PAN card. Since your PAN is directly linked to your credit history, any loan whether you applied for it or not will show up in your credit report and could hurt your credit score. The good news is, there are simple ways to check if your PAN has been misused and steps you can take to protect yourself.

How to Check if Someone Has Taken a Loan in Your Name

1. Check Your Credit Report Regularly

Add Zee News as a Preferred Source

The easiest way to find out if a loan has been taken in your name is by reviewing your credit report. Credit bureaus like CIBIL, Experian, Equifax, and CRIF High Mark maintain records of all loans and credit cards linked to you

See Full Page