Ipredict XRP will double in the next three years, but Standard Chartered analyst Geoff Kendrick thinks the cryptocurrency could quadruple in value.

Geoffrey Kendrick at Standard Chartered expects XRP ( XRP 0.92% ) to reach $12.50 by 2028, implying 325% upside from its current price of $2.95. That equates to returns of 62% annually during the next three years, a material slowdown from its return of 87% annually in the last three years.

Meanwhile, Michael Miller at Morningstar estimates the overall cryptocurrency market will be worth $8.5 trillion by 2034. That implies modest growth of 8.4% annually in the next nine years, a material slowdown from 60% annually in the last three years.

Blending those ideas -- XRP can beat the broader market, but the market is likely to grow mor

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