CHICAGO (WGN) — With summerlike warmth still hanging on, holiday shopping might feel far away, but experts say now’s the time to start thinking ahead.

Budgeting expert Andrea Woroch says early planning is more important than ever this year.

“A lot of consumers are concerned about how tariffs are going to impact prices, how they are going to afford the holidays given that everything is costing more in their everyday essentials,” Woroch said.

To avoid post-holiday debt, she recommends creating a detailed budget that goes beyond just gifts. That includes factoring in smaller costs that add up quickly, like extra groceries for gatherings, postage and gift wrap.

Narrowing down your gift list can also make a big difference.

“Maybe you don’t buy gifts for everyone in your family or friend gr

See Full Page