As Medicare open enrollment approaches, South Florida seniors are meeting with experts to sort through a complex maze of health care options, rising costs and tough coverage decisions.

Princella Lewis Seymour, CEO of Complete Elder Solutions , brings a background in social work, nursing homes and insurance to her role. Her expertise allows her to pinpoint individual needs and offer tailored options for care.

Wilma Taylor, a retired special needs school teacher from the Broward School District, just turned 80 and is on Medicare , the federal health care program for older adults. She's exploring assisted living options and wants to understand how her Medicare plan—which covers doctors, hospitalizations and prescription drugs—may be affected.

"If I'm on an expensive medication—I'm on

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