Auto Insurance Fraud: Another Affordability Crisis Hitting New York City Drivers

While politicians talk about housing costs and the high price of groceries, there's another affordability crisis squeezing New York City families – soaring auto insurance rates. Behind these sky-high premiums lies a web of scams costing everyone money. From fake crashes on neighborhood streets to phony medical bills, crime rings are gaming New York's insurance system – and working families are paying the price.

For many households, monthly car insurance now rivals rent or mortgage payments as a major strain on family budgets. According to Bankrate, New York drivers now pay about $4,031 yearly for full coverage – almost double the national average of $2,679. Add this to rising housing costs and healthcare expenses, and it's another burden making the city less affordable for working familie