FRESNO, Calif. (KFSN) -- Home ownership has long been regarded as the "American Dream," a way to build generational wealth.

However, Financial Coach Bernadette Joy believes that for many people, renting might be a better fit.

"A lot of us underestimate the true cost of home ownership," she said. "A lot of clients that I work with, for example, their water leaks or something happens to the roof. For me, my last house, like two trees fell down in the yard, and I didn't know that it was going to cost thousands of dollars to get rid of those trees."

Joy urges homeowners to take a close look at how much mortgage interest they're paying each month.

"Sometimes, it does make sense to buy a home," she said. "It's not like I'm against being a homeowner, but I don't want people ruling out the id

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