In an unpredictable world, a sound financial plan can help you take control and work towards building wealth regardless of your financial status today.

It’s not just about managing money; a financial plan helps you define clear goals and make a strategy to get there. Having a plan helps you make more informed financial decisions, understand where each dollar is going and gain confidence that what you do with your money today also supports your needs in the future.

The sooner you start planning, the more pathways open—giving you greater flexibility on your financial journey. If you’re not sure how to begin, know that you’re not alone: Pew Research found that just 27% of Americans express confidence in their ability to create an investment plan to build wealth.

Here’s how you can start:

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