Navi has launched two new Unified Payments Interface (UPI) features — Reserve Pay and EV Recharge via Bharat Connect — aimed at widening the scope of digital payments beyond conventional person-to-person and merchant transactions. The announcement was made during the Global Fintech Fest (GFF) 2025, one of Asia’s largest fintech gatherings, which brings together policymakers, financial institutions, and technology innovators to shape the future of digital finance. Advertisement

Reserve Pay introduces a flexible mechanism that allows users to block a specific amount in their linked savings account or on a RuPay credit card. Multiple debits can then be made against this reserved amount as transactions are completed. This feature enhances user trust and payment security in sectors such as e-

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